Take Control Of Your Debt

DebtFix negotiates directly with your creditors to settle unsecured debt for less than the full balance, and you pay nothing until a debt is settled and you approve it.

How much do you owe?

$20K
$10,000$100,000

*Won't affect your credit score*

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A DebtFix client reviewing their plan

“Within a year, my first card was paid off. Then the second, then the third. After only a few years, all my debts were paid off.”

Sarah H.

  • $850M+

    Debt Enrolled Into Relief Programs

  • 250K+

    Americans Helped

  • 4.9★

    Average Customer Rating

  • 12K+

    Verified Reviews

How It Works

Finding Debt Relief Is Easier Than You Think

Answer a few quick questions and discover whether a debt relief program may help you reduce what you owe.

01

Free Evaluation

Tell us about your debts. A debt specialist reviews your situation and explains whether settlement is a fit, and when it isn't, we'll say so.

02

A Plan Built Around Your Budget

You make one monthly deposit you can afford into an FDIC-insured account that you own and control. Those funds power your settlements.

03

We Negotiate. You Approve

Our negotiators work your debts one by one. Every settlement requires your approval before a dollar moves, and our fee applies only after a debt settles.

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Savings
Comparison

Compare Your Potential Debt Relief Options

See how different approaches can impact your repayment journey.

Minimum
Payments Only

• 22 Years

Estimated Resolution Time

$71,500

Estimated Total Cost

Learn More

DebtFix

One affordable monthly deposit.

• 3-5 Years

Estimated Resolution Time

$24,500

Estimated Total Cost

Learn More

Debt
Consolidation Loan

• 7 Years

Estimated Resolution Time

$48,900

Estimated Total Cost

Learn More
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Testimonials

Real People Real Debt Relief Results

Five stars

Debt Resolved:

$28,000

“I was overwhelmed with credit card debt and couldn't see a way out. DebtFix connected me with a program that reduced my payments and finally gave me breathing room.”

Sarah Mentola

May 16, 2026

Five stars

Debt Resolved:

$32,500

“I was overwhelmed with credit card debt and couldn't see a way out. DebtFix connected me with a program that reduced my payments and finally gave me breathing room.”

Mento Dikosta

May 28, 2026

Five stars

Debt Resolved:

$16,250

“I was overwhelmed with credit card debt and couldn't see a way out. DebtFix connected me with a program that reduced my payments and finally gave me breathing room.”

Philinus Karlos

Jun 02, 2026

Common
Questions

Frequently
Asked Questions

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DebtFix charges a percentage of enrolled debt only after a settlement is reached and you approve it. There are no upfront fees. Our fee structure is clearly explained during your free consultation.

Unsecured debts: credit cards, personal loans, medical bills, and most collection accounts. Secured debts like mortgages and auto loans don't qualify, and federal student loans generally don't either.

Debt settlement may have a temporary negative impact on your credit score. However, many clients find that resolving their debt burden allows them to rebuild credit more effectively over time compared to staying in debt.

Generally, if you have $10,000 or more in unsecured debt and are experiencing a financial hardship such as loss of income, medical bills, or an unexpected life event, you may qualify for our program.

You Don't
Have To

Face Debt Alone

Find out whether you qualify for a debt relief program that could help you reduce payments and resolve debt faster.

See If You Qualify(800) 555-0100
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