Take Control OfYour Debt
DebtFix negotiates directly with your creditors to settle unsecured debt for less than the full balance, and you pay nothing until a debt is settled and you approve it.
How much do you owe?Get a free savings estimate today!
"Within a year, my first card was paid off. Then the second, then the third. All my debts were paid off."
Finding Debt Relief Is Easier Than You Think
Answer a few quick questions and discover whether a debt relief program may help you reduce what you owe.
Free Evaluation
Tell us about your debts. A debt specialist reviews your situation and explains whether settlement is a fit, and when it isn't, we'll say so.
A Plan Built Around Your Budget
You make one monthly deposit you can afford into an FDIC-insured account that you own and control. Those funds power your settlements.
We Negotiate. You Approve.
Our negotiators work your debts one by one. Every settlement requires your approval before a dollar moves, and our fee applies only after a debt settles.
Compare Your Potential Debt Relief Options
See how different approaches can impact your repayment journey.
Minimum Payments Only
22 Years
DebtFix
3-5 Years
Debt Consolidation Loan
7 Years
Real People Real Debt Relief Results
"I was overwhelmed with credit card debt and couldn't see a way out. DebtFix connected me with a program that reduced my payments and finally gave me breathing room."
"Within a year, my first card was paid off. Then the second, then the third. After only a few years, all my debts were paid off."
"I finally had a plan on paper instead of just dread every time the mail came. That made the difference for us."
Frequently Asked Questions
01. What does it cost?
DebtFix charges a percentage of enrolled debt only after a settlement is reached and you approve it. There are no upfront fees. Our fee structure is clearly explained during your free consultation.
02. What kinds of debt qualify?
Unsecured debts: credit cards, personal loans, medical bills, and most collection accounts. Secured debts like mortgages and auto loans don't qualify, and federal student loans generally don't either.
03. Will this hurt my credit?
Debt settlement may have a temporary negative impact on your credit score. Many clients find that resolving their debt burden allows them to rebuild credit more effectively over time compared to staying in debt.
04. Do I qualify?
Generally, if you have $10,000 or more in unsecured debt and are experiencing a financial hardship such as loss of income, medical bills, or an unexpected life event, you may qualify for our program.
You Don't Have ToFace Debt Alone
Find out whether you qualify for a debt relief program that could help you reduce payments and resolve debt faster.